Rank
Ranked number 7Business banking · Full UK PRA/FCA-licensed bank (Awin, credit-builder card)
Cashplus Bank
FCACompaniesHouse
- Commission
- Estimated £40-£75 CPA per funded account (Awin)
- Cookie
- 30d
- 12m EPC
- $1.91
- Payout rel.
- 95
- Clawback
- 60d
Cashplus Bank is one of the few licensed UK banks combining same-day onboarding with a credit-builder facility — a thin-file SMB niche Tide / Starling / Anna cannot cover. EPC of $1.91 ranks #7 — the cohort midpoint reflects the product niche-fit rather than the brand pull. Full PRA bank licence with FSCS coverage is the trust-band lead.
Pros
- Full UK PRA/FCA bank licence with FSCS coverage to £85k — only Starling matches in the cohort
- Same-day onboarding plus credit-builder card is unique in UK SMB banking
- Awin programme with 30-day cookie and Net 30 cadence
- Companies House #04098273 surfaced publicly — clean UK trust-band
- Strong fit for credit-rebuild / thin-file SMB content where other programmes cannot convert
Cons
- Trustpilot 4.0/5 is the cohort's softest end-user score among full-bank-licence programmes
- Premium-tier pricing (Premier £69/mo) is a cohort outlier
- Smaller brand recognition vs Tide / Starling — softer affiliate-attributed pull-through